I was contacted several times today and threatened with an arrest warrant if I did not pay the outstanding balance on a loan I took out in 2011. The company, APS Processing bullied and harassed me several times and gave me a one hour time limit to make emergency phone calls before I was to be turned into the Jefferson County Courts and issued a warrant for my arrest for fraudulent checks and allegedly committing fraud against a financial institution however this was the first I have ever heard of it. I requested proof and they repeatedly told me they sent out documentation and a courtesy officer to a (sort of) address that I have not lived at for over 4 years, but they were able to reach me on my phone number I have had for over 5 years as well as my brothers phone number within an hour today. The address they claimed to have sent the paperwork to and the "courtesy officer" was a compilation of two previous address I had and the date on the alleged fraudulent check was over a year past the date of the loan. Additionally, after being forced to make a payment to avoid being arrested and serving up to 90 days in jail by an alleged Officer who worked upstairs in this company, my account shows that another company by the name of NCW Billing was paid, not APS Processing. I asked for a confirmation number and the woman, Kelley McGee, gave me an excuse that they run on an old fashion system and would not be able to give me one for at least 30 minutes until it was processed. I called back several times and was told there was nothing they could do in this matter and I had nothing to worry about since I made the payment. I have since frozen my accounts and continue to investigate further. Upon consulting my credit report, there is no evidence of this debt which leads me to believe there is some sort of fraudulent transactions being made here. Additionall when looking into NCW Billing online, several complaints have been made against them claiming fraud and they have a poor F rating with the BBB.