I was looking for a loan & kept getting denied. I received a text message saying that I was approved & for me to either call back or text the word "LOAN." I texted back & received a call back immediately. The guy on the other end already had all my info & I, unfortunately, confirmed all my info (big mistake!). He then said because of my bad credit that he would need to transfer a smaller amount in my acct first then I would need to send it back. He was having trouble sending the amount & (big mistake #2) I gave him my online banking info. In no time, I received $985 in my acct. He then said I needed to go to Wal-Mart, Walgreens, etc…& he’ll walk me thru on how to send the money back. I finally snapped (all late!) & made up excuses like I was in a parent/teacher conference, so I can "confirm" that this was indeed a hoax/scam. The actual Advance America advised me to call my bank & shut down my acct. During this time, the scammer kept calling & texting me over & over again! Just harassing me! I blocked his phone number, changed my online banking info, and I’m in the process of shutting down the acct.