Consumer Needs

The company is basically assuming the identity of an actual loan company, named Consumer Needs. Spoke to a representative of the company who went by the name Annie, then a financial person named John then when things sounded like they just weren’t making sense; I spoke to Jack Turner who was acting as head supervisor. All parties I spoke with were of Asian/foreign descent. They said all the right things and even sent me paperwork via email to sign off on. It detailed the terms of the agreement for me to obtain a $1000 loan with a monthly payment and low APR, which sounded great to myself having been in need of a loan for a much needed car repair. They received my banking info and stated according to FDIC, they would deposit a portion of the loan and I would then go to a local grocer and get a voucher at no cost to me and send back a portion in good faith. Luckily for me, my bank who’s big on protecting it’s customers put the check on hold for 7 days. The director stated that once he deposited the funds that evening, he would call me the next morning with instructions on how to do the voucher, I never heard from him and when I called, I was told that I would be called back in an hour and never heard from them again. Now my concern is that even though I changed mu User ID, password and security questions; they may still be able to access my account and if they’re not able to access the funds, then they’ll try to sue me for monies that was not given and presented under false pretenses.My bank returned the check but of course I was charged a $12 fee, never again.

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Yes it is. Based on the user review published on, it is strongly advised to avoid Consumer Needs in any dealing and transaction.
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Consumer Needs is rated 1 out of 5 based on the reviews submitted by our users and is marked as POOR.
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