Patrick J. Dalton approached me by sending an email from his gmail account by telling that he was a private lender capable to fund up to $5,000,000 with term up to 30 years. While our company was seriously looking for a long term and sizeable loan with good flexible terms and conditions, we started a negotiation. Soon, he proposed to do the first term loan for $500K and sent an agreement. Prior to concluding such agreement, he requested variety of upfront fees to be paid via Western Union and Prepaid gift cards. After having paid initial upfront fees, he never delivered the loan. And he came back with other upfront fees with so many different names that do not exist in lending business.During the process, one day he sent us two wire transfer confirmation receipts of $50,000 & $450,000 each. But they were bad quality fake receipts and naturally the fund had never been credited to our respective accounts. This incredible fake work made our company’s soundly managed cash flow so devastated and made our company’s business so ruined instantly due to such cash flow management devastation.To the end, since June 08, 2018 to January 28, 2019, he scammed $13,200 as upfront fees & transfer costs over 83 times. He never deliver the loan proceed but he continues begging for money as last mercy by saying he does not have even $50 to rectify his errors with big pretenses. This is the most terrible scammer ever I have experienced. He sent so numerous texts and emails to me in order to solicit additional fees paid via iTunes Gift Cards by pretending he would rectify operational errors and deliver the loan fund. It had never happened.