Unauthorized Withdrawal From My Bank Account

My Complaint: My fiancé and I have been looking for payday loans online, because times have been extremely hard for us right now. One or more of the loan companies that we have applied to have sold our information to savingmakesmoney.com, at which point got all of our bank account information. They made an unauthorized debit in the amount of $87.00, with an overdraft fee of $36.00. This totals $123.00. This is a lot of money for somebody that is on a fixed income, and is very poor. I reported this to my bank, and they argued with me. I made a police report, which seemed to think I actually authorized the charge. This makes me sick. What kind of justice can come from this?

My Demand: Full refund, and prosecution of all involved.